There is nothing like receiving a handwritten note from a loved one, delivered the old-fashioned way directly to your mailbox. Sure, bills, letters, cards, and more can easily and more efficiently be accessed online, but where is the fun in that?
You have nearly reached the end of your home-buying journey, and although the road has been long and winding, you have reached the final stage! Your fingers are itching to dive into unpacking and settling into your new home, but first, you need to let your family, friends, companies, and government agencies know where they can reach you.
For family and friends, you can easily send a change of address card via mail or email, but there are a few more steps when it comes to informing government agencies. Nowadays, most services enable you to easily change your address online, which can be completed in a matter of hours. However, a few, like your registry, will require you to visit in person to complete the paperwork. Here are the main services for which you need to change your address:
Canada Revenue Agency – It is very easy to update your address online. Click here to change your address with the CRA and ensure your tax information is accurate.
Canada Post – Use Mail Forwarding to forward any personal or business mail from your old address to your new one so that you don’t miss any important information. This should be completed a few weeks before your moving date to ensure nothing gets missed.
Local Registry – Known as Service Ontario in Ontario and by other names in other provinces, this is where you can update your driver’s license and health care cards. If you are moving to a new province, you will also need to get a new license plate.
Bank and credit card company – Any information that proceeds through your bank, such as accounts, loans, or lines of credit, will need to be updated with your new address. If you have bought a new home, then your mortgage will already have the address.
Insurance broker – All home or rental insurance will need to be updated to reflect your new address. You will also need to update your auto insurance so that your new address is printed on your card. You should know that insurance rates often change based on address.
Employer – If applicable, it is important to change your address for the purpose of tax information and your Employment Insurance.
Medical Personnel – Your doctor, dentist, and any other medical practitioners that you see will need to be updated with your new address. This also includes the veterinarian.
Memberships and subscriptions – If you are a member of a place such as a gym, it will be necessary to change your address information.
Utilities – Assuming that you have not done so already, all utilities, including internet and TV, will need to be switched over to your new address.
Education institutions – If you have children that will be attending the same school as before the move, you will need to notify their school that you have moved and provide your new address.
This may seem like a daunting task, but fortunately, once everyone has been informed, you can go back to unpacking and organizing and can rest easy knowing that your friends and family will be able to easily find you to wish you well in your new home.